Monthly Archives: March 2013

Upgrading the Philippines’ Credit Rating

While the ongoing economic woes in Cyprus has somehow affected the global economy, the Philippines on the other hand, won its first ever investment grade debt rating from global credit rating firm Fitch. The firm also added that the Philippine economy has a stable outlook and cited a robust economy and improved fiscal management. And because of the upgrade, it gives the country a vote of confidence when it comes to credit rating. Some reports said that it marks the first time the Philippines joins the A-lister countries considered safe to invest.

Despite the weak economic backdrop yet the Philippine economy is still capable of withstanding the global economic crisis. It is one of the reasons why the sovereign credit rating was upgraded to BBB- from BB+. And one of the cause is due to the remittances of the OFW’s which accounted for 12% of the country’s GDP and 8% of the Philippine economy in 2012 alone.

I believe that those numbers are significant enough to make the Philippine economy stay afloat despite the global economic crisis but those who contributed to the economy’s flotation has given less importance by the government and  sometimes being neglected. In fact, there are so many OFWs who are suffering especially in the Middle East. The so called modern era heroes are deprived of the benefits that are suppose to be from them.

NB: Image from wikimedia commons.

Always Practice Safety First

Many would say that when you invest on cars it will become a dead asset. At some point it really is a cold property but that if you don’t find a way to convert its usability into a resource possession. Many have reason out that it became a liability instead of a priced capital is because of its maintenance. While prices of spare parts on the other hand, has no trend of going down rather it is growing up each day despite the global economic turmoil. So it is always best to take good care of your vehicles, use it in its intended purpose and don’t abuse it.

And during routine maintenance service make sure that safety is being practiced as well so nobody will be hurt during and when it is done. Choose those with appropriate and approved car lifts system and with the help of the internet you can now easily search for auto lift deals that is suitable in your budget and that it should not hurt your monthly expenses. Always make sure to choose the best one that fits your needs and it is not about being affordable that matters sometimes.

NB: Image from wikimedia commons.

Gone Those Window Shopping Days

This is just a quick post as I read an interesting article on the internet regarding charging customers if you only are window shopping in a certain store in Australia. It is indeed quite provoking to charge customers when you just walk around the shop without buying anything. And that it creates a lashing comments and reactions from every part of social media. The specialty food store in Brisbane placed a sign that goes like this:

And gone those window shopping days now as you will be charge $5 for just looking around the store but if ever you buy something then the management assures that the $5 fee will be deducted upon checking out your items. Yet that doesn’t deter people from posting in social media with straightforward messages like this one:

  1. “It has to be the most misguided strategy we’ve seen for dealing with showrooming.”
  2. “The goal of any retailer should be to impress customers with competitive pricing and great service.”
  3. “If the customers aren’t buying, the seller needs to figure out why and adapt accordingly.”
  4. “If it truly offers products that aren’t available elsewhere, then how are these showrooming shoppers buying these items from someone else?”
  5. “This store seems desperate to go out of business.”
  6. This last one seems very harsh. “If it was me, I’d say ‘Screw you.’ And not give them a dime, walk out and refuse them any future business.

So, if you happen to be around the area and see this banner/sign, what you should do then?

The Long and Arduous Proceedings

Every time people talk about divorce, it always reminds of the number of countries that don’t have any. And it is so easy to remember which among the 206 sovereign states who don’t have a procedure for divorce law because there are only two, the Philippines and the Vatican City. The two nations are predominantly Roman Catholic citizens and there’s no way you can bend its territorial laws when it comes to divorce yet the Philippines allows annulment of marriages. So complications may arise to find for legal solutions if you marry a Filipino yet there are committed divorce lawyer Plano who knows what needs to be done.

The process of the annulment is not just an expensive one for a typical Filipino but also a long and arduous proceeding. Although there are firms who can find solutions like the Denton family law attorney who provides effective and compassionate counsel to protect yourself and your family for whatever legal impediments that will arise or any difficult family issues. It also become significantly complicated when people from different countries get married and who choose to reside in another country. And it doesn’t stop right there also as settlement and child custody will be disputed accordingly.

In some circumstances, this family issue can result and become full blown that could lead to physically harming each other. And the next thing that comes to your mind is to look for a lawyer such the likes of personal injury lawyer Denton that can provide you with excellent legal representation. This kind of lawyer will help anyone to seek compensation in order to get your life back on track although it is more common to situations when you are physically or psychologically harmed due to negligence or wrong doing of other person may it be auto accidents or industrial related casualty.

Increasing Your Productivity and Profitability

Almost all types of business sector have been affected by the growing trend of electronic globalization. Many have to cope with the digital world in doing business transactions in a daily basis. Although it is too complex to tell whether the digital technology in the broadest sense contributes to the growth or not yet it is also too naive to believe that it has no direct link in the pace of globalization. On the other hand, expenses in setting up modern technology should not outweigh the economic status of the company especially where hazardous materials shipping should comply with the regulators.

Transporting hazardous materials is not an easy task considering the strict implementation by authorities on safe regulation procedures. And this is the reason why there have been so many companies offering freight software in the transportation of dangerous goods. And it does not only made every transactions a lot easier, it also reduce the cost and increase service efficiency then it eventually have a domino effect to the company’s productivity and profitability. It also will have a substantial effect to the customers as they don’t have to be physically present to do business as it can be done online.

The logistics management software has made the transport of hazardous materials easier and simplifies the shipping process by taking care of all the details needed by the authorities. Then the company can just print their bills online and track their cargo by just a click of the mouse. And many have said that this kind of system can also provide a clear insight of the company’s spending that will have a great impact in the auditing process as information can be readily available and generated. In short, the safe transportation and shipping of hazardous materials can now be simply done without so much hassle in following regulations set by the authorities.